claralim

Articles by Clara Lim

I used to be MoneyDumb. I hung out at H&M every day and thought that a $50 lunch set was a good deal. These days, I spend my time researching the crap out of life and trying to maximise utility on micro-decisions. I'm not sure if that's an improvement.

BOC Qoo10 Mastercard Credit Card
Credit Cards
BOC Qoo10 Mastercard Review 2019 – Should Singaporeans Sign Up?
Bank of China has just released a Qoo10 Mastercard that lets you earn rebates on your everyday spending… but the catch is, your rebates are in Qmoney (Qoo10 currency), not...
6 March 2019
Singapore’s New Telcos Zero1 vs Zero Mobile vs Circles Life vs MyRepublic Prices and Reviews
Budgeting
Singapore’s New Telcos Zero1 vs Zero Mobile vs Circles Life vs MyRepublic Prices and Reviews
Remember those days when Singaporeans mobile users only had the option of choosing between Singtel, M1 and Starhub no matter how poor the customer service or how unreasonable the prices?
26 February 2019
best student credit card Singapore 2018
Credit Cards
6 Best Student Credit Cards in Singapore (2020)
If you’re a student, you’re probably feeling broke all the time, but even without a regular income you can still get a credit card. Unlike regular credit cards, student credit...
25 February 2019
Best HSBC Credit Cards Review
Credit Cards
Best HSBC Credit Cards in Singapore – Credit Card Reviews 2020
Trying to pick an HSBC credit card? You won’t need much brain power for that. There are only 3 HSBC credit cards in Singapore – excluding the ones that are...
21 February 2019
Best DBS/POSB Credit Cards Review
Credit Cards
Best POSB & DBS Credit Cards in Singapore – Credit Card Reviews 2020
Even though our beloved DBS is the most popular savings bank in Singapore, up until a few years ago you would not have associated them with good credit cards. Nobody...
21 February 2019
gst singapore budget 2019
Budgeting
GST Singapore – How the GST Changes from Singapore Budget 2019 Affect You
One of the “lowlights” of Singapore Budget 2019 (and 2018 too, come to think of it) is the much-dreaded GST increase, together with the tightening limits for GST relief. Like...
19 February 2019
aia insurance mental illness
Health Insurance
New AIA Insurance Covers Depression, Schizophrenia & OCD – But Is It Enough?
As we all know, mental illness is heavily stigmatised in Singapore. It takes a lot of courage to seek medical help, and medical help can be hellishly expensive, especially if you...
14 February 2019
HDB BTO Launch Feb 2019
Property
HDB BTO Launch Feb 2019 – Kallang/Whampoa, Jurong West & Sengkang BTO Review
The first HDB BTO launch of the year falls in February, making it prime fodder for Chinese New Year small talk. Timing aside, though, it’s legit exciting because this launch...
13 February 2019
7 Most Value for Money Travel Essentials from Uniqlo 2019
Shopping
7 Most Value for Money Travel Essentials from Uniqlo 2019
Some people are fanatical about Apple and some about Bitcoin. Me, I have a Uniqlo fetish. But it’s not because I particularly like their aesthetics. It’s because Uniqlo makes really...
31 January 2019
Grab subscription Grab Club Score
This Versus That
Can You Actually Save Money with a Grab Subscription? Review of GrabClub & Score
We’re well into 2019, and Grab still isn’t giving away promo codes like before. Even now that its rival Gojek is 100% live and already downloaded on our phones. But…...
31 January 2019
asia miles guide 2018
Travel
Asia Miles Guide – How to Earn, Maximise and Redeem Asia Miles
The default frequent flyer programme for 99% of Singaporean travellers is Singapore Airlines’ KrisFlyer. That’s partly due to national pride and SQ’s strong branding, but largely because SQ serves the...
29 January 2019
chateraise singapore menu 2018
Dining
Chateraise Singapore Menu – 25 Cheapest Chateraise Cakes & Ice Cream
Ask any Singaporean to name their favourite cheap dessert and you’re likely to hear cheng tng or bubur cha cha, not fluffy strawberry cakes, Hokkaido milk ice cream and matcha chocolates. But...
29 January 2019
marie-kondo-og
Budgeting
Marie Kondo Your Money – 5 Steps to Konmari Your Finances in 2019
By now, every Singaporean with an internet connection would have watched all 8 episodes of the Netflix series Tidying Up with Marie Kondo and fallen head over heels in love...
28 January 2019
vegetable animal farms in singapore 2019
Entertainment
Farms in Singapore – 13 Mostly Free Vegetable & Animal Farms in Singapore
If you can stop playing Farm Heroes Saga or Farm Frenzy for just a moment, you’ll realise that there are actually quite a lot of real farms that Singaporeans can...
25 January 2019
NTUC Insurance Droplet Insures You Against Grab & Gojek Surge Pricing – Ridiculous or Useful?
Budgeting
NTUC Insurance Droplet Insures You Against Grab & Gojek Surge Pricing – Ridiculous or Useful?
Guess the folks at NTUC Income are being pushed to think out of the box, because they’re now pushing this new insurance concept that supposedly protects you against Grab, Gojek...
25 January 2019
gojek singapore
Budgeting
Gojek Singapore Has Arrived – 5 Things to Know About Grab’s New Rival
If you’ve been lamenting the ever-escalating Grab fares and lack of promo codes throughout most of 2018 (RIP Uber – never forget), you’re in for a treat now that the...
17 January 2019
Best Credit Cards for Entertainment in Singapore
Credit Cards
The Best Credit Cards for Entertainment in Singapore 2019
While there are a million ways to entertain yourself for free on the internet – like reading bo liao subreddits, trolling Ah Bengs on forums, and swiping right on everyone...
8 January 2019
abalone promotions singapore cny
Dining
Cheapest Abalone Promotions in Singapore for CNY (2019)
Writing these Chinese New Year articles has been extremely illuminating. For one thing, I discovered that Singaporeans actually do crazy things for CNY, and for another, I leant that a...
8 January 2019
Etiqa Car Insurance Review
Car Insurance
Etiqa Car Insurance Singapore Review (2019)
Maybank’s insurance arm Etiqa is one of the many newcomers on the car insurance scene that are giving lao jiaos like NTUC and AIG a run for their money. Literally,...
4 January 2019
LTA E-Scooter Registration & UL2272 singapore 2019
Entertainment
LTA E-Scooter Registration & UL2272 Certification – What All Riders Need to Know
Update: Effective from Nov 5 2019, e-scooters have been banned from footpaths. You can only use them on park connectors and bicycle lanes. Non-UL2272 e-scooters can be disposed at 180 locations...
4 January 2019
AXA Car Insurance Review
Car Insurance
AXA Car Insurance Singapore Review (2019)
AXA is one of the more respected brand names when it comes to car insurance in Singapore. But it can be difficult to choose the right AXA car insurance plan...
2 January 2019
AIG Car Insurance Review
Car Insurance
AIG Car Insurance Singapore Review (2019)
AIG car insurance is definitely for traditionalists, as it is one of the “old guard” insurers that have been in Singapore for decades. It might be a well-regarded brand, but...
27 December 2018
carousell lazada qoo10 shopee seller
Shopping
How to Become a Seller on Carousell, Lazada, Qoo10 & Shopee in Singapore (2019)
Ready to make your first million? Read this guide. Joking, I’m not going to tell you how to get rich quick. But if you’re looking to start your own small business and...
27 December 2018
Ang Mo Supermarket – Cheapest Groceries to Buy From This Heartland Store (2019)
Shopping
Ang Mo Supermarket – Cheapest Groceries to Buy From This Heartland Store (2019)
The first time I heard of Ang Mo Supermarket was through my grandmother. She cheerfully told me that she goes to the one near her flat in Potong Pasir.
27 December 2018
ABC valudollar singapore
Shopping
Value Dollar Shop (Valu$) & ABC Bargain Centre – What are the Cheapest Buys Here?
Value Dollar (Valu$) and ABC Bargain Centre have been around in the heartlands for the longest time. Surely you must have seen those “FIRE SALE!!!” signs before? via GIPHY Despite...
27 December 2018